It is important to maintain healthy financial habits while in college.  This guide will help you find resources at the NICC Libraries.

Managing Your Finances

It is important to maintain healthy financial habits while in college and beyond. Below are a number of resources to help you with managing your finances.  To access CashCourse Use your NICC email to register.  Students will need code 5625 to register for CashCourse.  This is a free and non-commercial resource for college students.

• CashCourse is an online financial education resource designed specifically for students. It takes a whole-life approach to personal finance, offering six main areas of learning:

  1. Earn: Estimate financial effects of current and future employment.
  2. Save and Invest:Grow personal assets to build savings and financial security.
  3. Protect:Protect financial resources, personal property and identity.
  4. Spend:Manage cash flow to meet financial goals and navigate financial obstacles.
  5. Borrow:Control personal credit and debt.
  6. Pay for Education:Create and implement a strategy for funding higher education.

• Inceptia: NICC partners with Inceptia to provide students additional guidance in paying back their federal student loans. Inceptia may contact you on behalf of NICC in order to assist you in connecting with your loan servicer and discuss the repayment process. Inceptia also provides NICC students with Verification Gateway to help navigate through the FAFSA verification process.

• Federal Student Aid: The Office of Federal Student Aid (U.S. Department of Education) provides grants, loans and work-study funds for college or career school. Utilize this resource for learning more about how to pay for your higher education.

• Manage your Student Loans: Just starting school and thinking of borrowing or are you graduating and entering repaymnet soon? Manage your federal student loans all in one place
  • Entrance Counseling
  • Master Promissory Note
  • Financial Awareness Counseling
  • Exit Counseling
  • Estimate your Payments

• The College Scorecard: Helps prospective students and their families evaluate their options for their investment in higher education.

• Mapping Your Future: A free resource on career, college, financial aid and money management.
   
• FastWeb (Financial Aid Search Through the Web): The largest and most complete scholarship search on the Internet. FastWeb provides access to a searchable database of more than 275,000 private sector scholarships, fellowships, grants and student loans.
   
• ‌The Smart Student's Guide To Financial Aid: One of the best collections of free student financial aid information on the Internet. This resource provides a comprehensive, objective and unbiased collection of annotated links to most financial aid resources. The page also offers the following free resources:
   
  • Financial Aid Calculators: Numerous financial aid calculators, including a college cost projector, a savings plan designer, a student loan advisor and a loan payment calculator.